Health Plan Options for Members

Health Plan Options

Fitting Your Unique Needs

The home building industry requires health care solutions that fit its unique needs.  Home builders demand health coverage to enhance business culture, increase productivity, and reduce turnover and absenteeism.  The Home Builders Association offers its members exclusive pricing for Wellmark Blue Cross and Blue Shield coverage throughout South Dakota.  Wellmark is the only health insurance carrier endorsed by the South Dakota Home Builders Association.

Association members statewide will be able to work with a designated local insurance agent, to select the best plan for their company.  Take a look at some of the key features of the plan, then contact the Insurance Representative that is your designated Association’s Contact!

Plan DetailsSDHBA
Traditional PPO
SDHBA
Global PPO
SDHBA
Modified PPO
SDHBA
HDHP One PPO
SDHBA
HDHP Two PPO
DeductibleSingle$3500$5000$8550$6900$7450
Family$7000$10,000$17100$13,800$14900
OOP MaximumSingle$7200$8,150$8550$6,900$7450
Family$14,400$16,300$17100$13,800$14900
OV CopaysPCP$35$75$80DeductibleDeductible
Specialist$75$125$160DeductibleDeductible
Coinsurance40%50%0%0%0%
ER CopaysDeductible/
Coinsurance
$400$1000DeductibleDeductible
RX Copays$15/$50/$75
Deductible/
Coinsurance
$30/$80/$200
$300/$400
$30/$90/$300
$400/$500
DeductibleDeductible

Print SDHBA 2023 Benefits Summary Rate

Eligibility Requirements

  • Builder & Associate Members in good standing with the Home Builders Association as defined in Employer Participation Agreement.
  • Member’s business must be domiciled in South Dakota and have at least 1 full-time employee.
  • Entry into the plan must be a 3 year commitment.  Exiting the program before this time will result in a penalty and waiting period for re-entry.

NOTICE  This policy is issued through an association.  By accepting coverage, you must participate in this plan for a minimum of three years to avoid penalties for early departure.

Wellmark Blue Cross and Blue Shield of South Dakota is an independent licensee of the Blue Cross and Blue Shield Association.  Wellmark® and BeWell 24/7® are registered trademarks of Wellmark, Inc.  The Blue Cross® and Blue Shield® symbols, and Blue365® are registered trademarks of the Blue Cross and Blue Shield Association.  Dr. on Demand® is a registered trademark of Dr. on Demand, Inc.  Dr. On Demand provides an online telemedicine platform for delivery of services by licensed professionals.  Services provided through Dr. on Demand are covered by Wellmark Blue Cross Blue Shield of South Dakota.

Key Features

Exclusive Plan Designs customized to fit Home Builders Association member needs.

Competitive Pricing and cost savings opportunities effective August 1, 2023 through July 31, 2024..

Online Portal for easy benefits administration and enrollment.

Better Positioned to Negotiate Pricing and coverage options for their employees.

Value Added Benefits

Dr. On Demand® allows for 24/7 access to a doctor via a smart phone, tablet, or computer.

BeWell 24/7® helps members manage ongoing conditions and can help answer medical questions.

Register for Blue365® at Wellmark.com/Blue365 to receive exclusive member dis counts on Wellness Products and Services.

CONTACT US TODAY!

Select the Association you belong too, to display the Agents Contact Information.

Carol Sommers – Insurance Plus

605-626-8480
carol@ins-plus.com

Everett Strong – Carver Insurance

605-348-7410
estrong@carverinsurance.com

Jeff Jacobson – Statewide Insurance of Brookings

605-692-6444
info@statewidesd.com

Brandon Miller – Mckinney Olson Insurance

605-274-2631
brandon@mckinneyolson.com

Dan Maguire – Black Hills Agency

605-342-5555
danmaguire@blackhillsagency.com

Zach Clark – Clark Insurance

605-224-4049
zach@clarkinsurancesd.com

Laurie Benson – Fischer Rounds & Associates

605-886-4911
lbenson@fischerrounds.com