Health Plan Options
Fitting Your Unique Needs
The home building industry requires health care solutions that fit its unique needs. Home builders demand health coverage to enhance business culture, increase productivity, and reduce turnover and absenteeism. The Home Builders Association offers its members exclusive pricing for Wellmark Blue Cross and Blue Shield coverage throughout South Dakota. Wellmark is the only health insurance carrier endorsed by the South Dakota Home Builders Association.
Association members statewide will be able to work with a designated local insurance agent, to select the best plan for their company. Take a look at some of the key features of the plan, then contact the Insurance Representative that is your designated Association’s Contact!
| Plan Details | SDHBA Traditional PPO | SDHBA Gloval PPO | SDHBA HDHP PPO | SDHBA Modified PPO |
|
|---|---|---|---|---|---|
| Deductible | Single | $3500 | $5000 | $6900 | $8550 |
| Family | $7000 | $10,000 | $13,800 | $17100 | |
| Coinsurance | 40% | 50% | 0% | 0% | |
| OOP Maximum | Single | $7200 | $8,150 | $6,900 | $8550 |
| Family | $14,400 | $16,300 | $13,800 | $17100 | |
| OV Copays | PCP | $35 | $75 | Deductible | $80 |
| Specialist | $75 | $125 | Deductible | $160 | |
| ER Copays | Deductible/ Coinsurance | $500 | Deductible | $1000 | |
| RX Copays | $15/$50/$75 Deductible/ Coinsurance | $30/$80/$200 $300/$400 | Deductible | $30/$90/$300 $400/$500 |
|
Eligibility Requirements
- Builder & Associate Members in good standing with the Home Builders Association as defined in Employer Participation Agreement.
- Member’s business must be domiciled in South Dakota and have at least 1 full-time employee.
- Entry into the plan must be a 3 year commitment. Exiting the program before this time will result in a penalty and waiting period for re-entry.
NOTICE This policy is issued through an association. By accepting coverage, you must participate in this plan for a minimum of three years to avoid penalties for early departure.
Wellmark Blue Cross and Blue Shield of South Dakota is an independent licensee of the Blue Cross and Blue Shield Association. Wellmark® and BeWell® are registered trademarks of Wellmark, Inc. The Blue Cross® and Blue Shield® symbols, and Blue365® are registered trademarks of the Blue Cross and Blue Shield Association. Dr. on Demand® is a registered trademark of Dr. on Demand, Inc. Dr. On Demand provides an online telemedicine platform for delivery of services by licensed professionals. Services provided through Dr. on Demand are covered by Wellmark Blue Cross Blue Shield of South Dakota.
Key Features
Exclusive Plan Designs customized to fit Home Builders Association member needs.
Competitive Pricing and cost savings opportunities effective August 1, 2020.
Online Portal for easy benefits administration and enrollment.
Better Positioned to Negotiate Pricing and coverage options for their employees.
Value Added Benefits
Dr. On Demand® allows for 24/7 access to a doctor via a smart phone, tablet, or computer.
BeWell 24/7® helps members manage ongoing conditions and can help answer medical questions.
Register for Blue365® at Wellmark.com/Blue365 to receive exclusive member dis counts on Wellness Products and Services.
CONTACT US TODAY!
Select the Association you belong too, to display the Agents Contact Information.
Aberdeen Home Builders Association
Carol Sommers – Insurance Plus
408 8th Ave. NW., Ste#204
Aberdeen, SD 57404
605-626-8480
carol@ins-plus.com
Black Hills Home Builders Association
Dan Maguire – Black Hills Agency
820 Saint Joseph Street
Rapid City, SD 57701
605-342-5555
danmaguire@blackhillsagency.com
Brookings Regional Builders Association
HBA of Sioux Empire
Lori Devries – Mckinney Olson Insurance
7001 S Lyncrest Place, Ste# 102
Sioux Falls, SD 57108
605-335-7777
lorid@mckinneyolson.com
Lewis & Clark Home Builders Association
Dan Maguire – Black Hills Agency
820 Saint Joseph Street
Rapid City, SD 57701
605-342-5555
danmaguire@blackhillsagency.com
Oahe Home Builders Association
Zach Clark – Clark Insurance
1407 E. Wells Ave.
Pierre, SD 57501
605-224-4049
zach@clarkinsurancesd.com
Watertown Area Home Builders Association
Laurie Benson – Fischer Rounds & Associates
12 5th Street NW
Watertown, SD 57201
605-886-4911
lbenson@fischerrounds.com
