Health Plan Options
Health coverage built for you and backed by Wellmark
The home building industry requires health care solutions that fit its unique needs. Home builders demand health coverage to enhance business culture, increase productivity, and reduce turnover and absenteeism. The Home Builders Association offers its members exclusive pricing for Wellmark Blue Cross and Blue Shield coverage throughout South Dakota. Wellmark is the only health insurance carrier endorsed by the South Dakota Home Builders Association.
Association members statewide will be able to work with a designated local insurance agent, to select the best plan for their company. Take a look at some of the key features of the plan, then contact the Insurance Representative that is your designated Association’s Contact!
Built with the homebuilding industry in mind, this Wellmark® Blue Cross® and Blue Shield® health plan provides South Dakota Home Builders Association businesses with exclusive access to offer strong, competitive, and affordable health benefits to their employees while keeping costs more manageable.
Five Trusted Health Plans to keep your Workforce healthy
Choose between three copay and two high-deductible health plans.
- Premier Plan – Features the lowest deductibles and out-of-pocket maximums. Also offers an emergency room copay.
- Traditional Plan – Our most popular plan offering the lowest copays for primary care providers, specialists, and prescriptions.
- Global Plan – A competitive plan with higher deductibles and out-of-pocket maximums to minimize monthly premiums.
- HDHP One & HDHP Two – Low monthly premiums with more up-front medical cost-share.
- Builder & Associate Members in good standing with the Home Builders Association as defined in Employer Participation Agreement.
- Member’s business must be domiciled in South Dakota and have at least 1 full-time employee.
- Entry into the plan must be a 3 year commitment. Exiting the program before this time will result in a penalty and waiting period for re-entry.
NOTICE This policy is issued through an association. By accepting coverage, you must participate in this plan for a minimum of three years to avoid penalties for early departure.
Wellmark Blue Cross and Blue Shield of South Dakota is an independent licensee of the Blue Cross and Blue Shield Association. Wellmark® and BeWell 24/7® are registered trademarks of Wellmark, Inc. The Blue Cross® and Blue Shield® symbols, and Blue365® are registered trademarks of the Blue Cross and Blue Shield Association. Dr. on Demand® is a registered trademark of Dr. on Demand, Inc. Dr. On Demand provides an online telemedicine platform for delivery of services by licensed professionals. Services provided through Dr. on Demand are covered by Wellmark Blue Cross Blue Shield of South Dakota.
Key Features
Exclusive Plan Designs customized to fit Home Builders Association member needs.
Competitive Pricing and cost savings opportunities.
Online Portal for easy benefits administration and enrollment.
Better Positioned to Negotiate Pricing and coverage options for their employees.
Value Added Benefits
Dr. On Demand® allows for 24/7 access to a doctor via a smart phone, tablet, or computer.
BeWell 24/7® helps members manage ongoing conditions and can help answer medical questions.
Register for Blue365® at Wellmark.com/Blue365 to receive exclusive member dis counts on Wellness Products and Services.
